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BFSI

Financial Services That Speak Your Customer's Language.

OAIKCO helps banks, NBFCs and insurers engage customers through multilingual, AI-powered voice conversations, aligned with your approved processes, scripts and escalation rules.

  • Customer Enquiries
  • Loan & Account Information
  • Payment Reminders
  • Collections Support
  • Service Requests
  • Multilingual Voice & Chat

22 Indian Languages

Plus 88 worldwide. Engage customers in their preferred language.

24x7 Customer Support

Always-on, consistent and scalable service.

Higher Customer Satisfaction

Faster answers in a familiar language.

Reduced Operational Cost

Automate routine enquiries and reminders.

Key use cases

Delivering Better Customer Experiences Across BFSI.

From product enquiries to payment reminders, OAIKCO enables consistent, multilingual communication across banking, NBFC and insurance operations.

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Customer on a phone call

Customer Enquiries

Product information, service processes, documentation and general queries; account-specific details through secure integration.

Home loan model house

Loan & Product Information

Guide customers on loan eligibility, the application process and required documents.

Card payment

Payment Reminders

Consent-based reminders for EMIs, credit card dues and insurance premiums.

Agent with headset

Collections Support

Courteous, approved-script reminders for overdue accounts, with escalation to your team for disputes or hardship.

Policy protection on a tablet

Policy & Service Support

Help with policy details, renewals, claim procedures and service requests.

Channels

  • Phone / IVRCore
  • Web ChatAdd-on
  • Mobile AppAdd-on
  • WhatsAppAdd-on
  • Microsoft TeamsAdd-on
  • EmailAdd-on
Why BFSI organisations choose OAIKCO

Secure, Responsible and Scalable AI Engagement.

OAIKCO is designed for the specific needs of banks, NBFCs and insurers, with a focus on security, approved communication and measurable outcomes.

Multilingual Engagement

Communicate in 22 Indian languages and 88 worldwide.

Process Automation

Handle routine enquiries and service requests.

Domain-Specific Knowledge

Grounded in your banking, lending and insurance processes.

Seamless Integration

Connect with core banking, CRM and loan management systems, scoped per deployment.

Secure Infrastructure

ISO/IEC 27001 and 42001 certified; hosted in India.

Scalable Deployment

Suitable for small NBFCs through to large banks.

Outcomes we design for

Measurable Goals for Every Deployment.

Every BFSI deployment starts with clear targets, agreed with you and measured during the pilot.

Up to30%*Reduction in routine enquiry volume
Up to60%*Faster query resolution
HigherCustomer satisfaction and engagement

*Indicative outcome targets. Targets are agreed at the start of each deployment and measured during the pilot; actual results depend on the use case, call volumes and configuration.

Built for a regulated environment

Data Security

Infrastructure certified to ISO/IEC 27001:2022.

Works Within Your Compliance Framework

Approved scripts, consent capture and human escalation help your teams meet RBI and IRDAI expectations.

Hosted in India

Primary servers in India; disaster-recovery mirror in Singapore.

Human Oversight

Escalation and review for sensitive or disputed cases.

Frequently Asked Questions

Can OAIKCO support multilingual banking customers?

Yes. OAIKCO converses in 88 languages worldwide, including 22 Indian languages.

Can it send EMI and premium reminders?

Yes. Outbound reminders can be configured with customer consent, in line with your policies and applicable rules.

Can OAIKCO support collections?

Yes, with approved scripts, respectful communication and escalation to your team for disputes, hardship or complex cases.

Can it connect to our CRM or loan management system?

Yes. Integrations are scoped for each deployment based on available interfaces, permissions and security requirements.

Does OAIKCO make us RBI or IRDAI compliant?

Compliance remains with your institution. OAIKCO is designed to work within your compliance framework, with approved scripts, consent capture and human escalation.

Where is customer data hosted?

Primary servers in India, with a disaster-recovery mirror in Singapore.

Let's work together

Transform Customer Engagement in Your BFSI Organisation.

Talk to our team about how OAIKCO can support your customer service, collections or product enquiries.

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